Money Diaries: May 21st – 27th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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Is there any nicer feeling than having 2 full weeks out of the office?

Is there any worse feeling than returning to the office after having been off for 2 full weeks?

 

That’s pretty much been the last few days for me.

After being on holidays and then heading straight on to site for an event, I’ve just about managed to catch up again with emails/phone calls/paperwork/meetings/all the things you forget are even a part of your job.

 

While I had a couple of days working from home at the start of the week to ease myself back in gently, the end of the week was pretty manic with 2 of our company directors in town for meetings. They both usually stay in my apartment when they are in this part of the country, which is ace for several reasons…not only do they tend to treat me to dinner out, but I also get paid extra from work for hosting, which is a great rule they brought in a couple of years ago after realising how much they were able to save on hotels by just utilising my spare room!

 

This isn’t as weird as it sounds, they are actually friends of mine as well as being my bosses, I have worked with both of them in various roles and other companies before they brought me in to my current position.

 

Weekly Spending Review: The Breakdown:

Continue reading “Money Diaries: May 21st – 27th”

Money Diaries: May 14th – 20th

Formerlyskint.com - Money Diaries May 20th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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At the end of last week’s Money Diaries post, I was left with two outcomes for the week ahead: I was either going to spend a complete fortune, or not spend a penny while working away from home. I’m pleased to say I managed to spend very little when I finished up on holidays and made my way to a sunny field to kick off festival season!

 

I love working on outdoor events, especially when we get the beautiful weather we have done over the past few weeks. There’s always something different going on and absolutely no two days are ever the same!

This week, however, has been a little bit bittersweet. While I don’t generally discuss anything on this blog that doesn’t affect my finances in some way or another, I just don’t think I can write a blog about my week without mentioning this.

 

For any of my friends across the pond who may not be aware, today is the first anniversary of the Manchester Arena bombing which killed 22 people following an Ariana Grande concert.

I learned of the news when I was woken by a panicked phonecall from my Mam early the next morning, checking that I was ok.

I was in no way involved in this event, but it really hit home with me for several reasons. As well as the venue not being very far from where I live, it’s one I have worked in on several occasions in the past. It could have been any venue, it could have been my venue.

The music industry is a small one, and many of the event crew and security staff working at the arena that night were colleagues of mine. It was some of these colleagues who I have spent the last 5 days with. Working on a large concert. It could have been any concert.

 

No one should ever be afraid to do the things they love, be that going to a concert, travelling somewhere new, or simply doing our job. We will not let this win.

 

I’ll never really be able to find the words to convey how I feel about the situation, or the emotions that are stirred up as I watch the memorial service on the news. So I’ll get back to what you came for, back to the money!

 

Weekly Spending Review: The Breakdown:

Continue reading “Money Diaries: May 14th – 20th”

Money Diaries: May 7th – 13th

Formerlyskint.com - Holiday Money Diaries May 13th - Inspired By Refinery29

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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Not just one day late, but TWO days late with this weeks Money Diaries!

I’m currently on my holidays and have had a wonderful 5 days (mostly) internet and phone free. My intentions had been to get an hour or so of work in each morning but once I arrived at our beautiful little cottage by the beach, my mind was changed almost immediately. I’ve really enjoyed getting offline and just being able to forget about work for a few days.

 

Anyway, if you remember from last week, I have been holidaying with OH and his family for a few days in South Wales to celebrate basically every occasion one can celebrate (several big birthdays and an engagement!) The beaches are beautiful, the walking routes are never ending, and there are plenty of pub stops along the way. Just how I like it! And although I know we are a little bit early in the year and are still out of “holiday season”, I’m still really shocked by how quiet everything is. We have more or less had the beaches to ourselves.

OH has been pretty great this week and has picked up the tab for most of our expenses, I think he feels bad having “dragged” me on a family holiday, but I’ve really enjoyed myself! There is, however, a good chance this will mean that come the end of the month, I’m picking up more while he awaits payday!

 

Weekly Spending Review: The Breakdown:

Continue reading “Money Diaries: May 7th – 13th”

Money Diaries: 30th April – 6th May

Formerlyskint.com - Money Diaries May 6th - Inspired by Refinery29

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here.I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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In a week where the Tories “won” an election by losing 33 councillors, North & South Korea shook hands and Donald Trump considers “closing up” the USA, I have managed to spend over £1000.

I know, right?

Everything is on it’s head!

I have had a pretty busy week, catching up at work after having a couple of days off and also preparing to have some more time off next week.

I’ve also been to a concert with OH on Saturday night, although we had to call it an early night and leave as soon as the performance finished as he was working super early the next morning. As much as I wanted to stay out and enjoy the post-gig atmosphere, this was probably for the best, as I also had lots to do the following day!

And another busy couple of weeks coming up, myself and OH are off to spend a week in the countryside with his family to celebrate his dad’s 60th Birthday. Between now and us leaving on Friday, both of our schedules are jam packed, so I’ve had to try and squeeze in some holiday shopping this weekend while OH was working. Before that, I’m also travelling with work for one night.

We are still pretty disorganised though, we have yet to pick him up a gift, and his grandmothers birthday also falls within the same week…as well as his sister having just gotten engaged a few weeks back, so we have got a lot of gift buying to do!

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: 30th April – 6th May”

Money Diaries: 23rd – 29th April

Formerlyskint.com - Money Diaries April 29th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

(*Input data)

 

I have never been more excited to share my money diaries than I am this week!

Despite having a busy one with family visiting early in the week, and then me travelling back home to Ireland for the weekend, I have barely spent anything!

 

After flying home on Thursday, I had a fairly quiet weekend, it was my grandads birthday so much of the weekend was spent chilling with him and being treated by my Mam to lunches out. The weather has been a welcome change, Ireland is beautiful when the sun is shining, by contrast, when it rains, there is VERY little to do…in my neck of the woods, anyway.

 

I went for a hike up the mountain near my house, which I used to spend my childhood summers running around on, that was a nice blast from the past and didn’t cost a penny. We brought a picnic lunch and spent the whole day enjoying the sunshine.

 

My family also played host to some cyclists over the weekend, who were taking part in the All Ireland Cycle Against Suicide. That was probably my favourite thing about the weekend, it was heartwarming to see so many people out raising money for such a good cause, and the least we could do was give them a bit of dinner and a bed for the night.

A great night’s craic was had by all!

 

I can bang on about how little I spent all week, but let’s get down to the nitty gritty….what did I spend?

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: 23rd – 29th April”