Money Diaries: October 15th – 21st

Formerlyskint.com - Money Diaries Oct 21st - Inspired by Refinery29

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic long term savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here.

 

Is anyone else totally freaking out over how close we are to the end of this year?!

I mean, we have Halloween right around the corner, and after that, it’s basically Christmas!

I’ve been thinking about this looming as I’ve been having a terrible time with my money recently. It’s not that I am spending loads on silly things, I’m more anticipating having to spend loads on very necessary things! After almost a year of keeping myself on track with savings targets, I’m kind of letting myself down in the final few months.

The do say, when it rains, it pours. I can attest to that. This time last year, my car broke down, shortly followed by both my boiler and my oven completely packing it in. It was an expensive few weeks! This year, I’m on the verge of spending more money on dental care than I ever have before, potentially needing to replace two windows in my apartment, and definitely need to replace the radiator in my bathroom.

 

So when I haven’t been dribbling my way through poorly planned meetings (immediately after having my mouth numbed!) or counting up how many lunches I’m allowed per day, I have been just looking at my online bank accounts. Just looking.

Like when you’re hungry but there’s nothing to eat and you open the fridge 6 times expecting that maybe you missed something tasty the first time?

 

Here’s where I’ve been spending my metaphorical fridge goodies this week…

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: October 15th – 21st”

Money Diaries: October 1st – 7th

Formerlyskint.com - Money Diaries Oct 7th (Inspired by Refinery29)

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic long term savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here.

 

You know the saying “blink and you’ll miss it”?

That’s how I feel this week has gone.

One minute, I was moaning about Monday morning, and the next,I was moaning about Monday morning again.

 

It’s been a pretty packed week, I’ve been out for dinner with a friend to celebrate her new job, sadly attended the funeral of a close colleague, had about 4 billion meetings with new clients and finally spent the weekend enjoying* the Giant Spectacular in Liverpool.

 

(*squirming uncomfortably since I am terrified of puppets while desperately trying to have fun at this amazing event! Gin helped.)

 

After all of this, I’m surprised to see my total spends! Here’s how I got on…

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: October 1st – 7th”

Money Diaries: September 24th – 30th

Formerlyskint.com - Money Diaries Sept 30th (Inspired by Refinery29)

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic long term savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here.

 

Isn’t it amazing how quickly plans can change? My nice quiet chilled out weekend disappeared swiftly on Friday afternoon when a friend landed his zoo on me for pet-sitting duties.

So I spent my weekend hanging out with his two absolutely gooorgeous huskies, two rabbits and a cat. While it was very enjoyable, it was certainly not relaxing!

On the plus side, it did mean I was unable to go shopping, which had been pretty much my only plan for the weekend. I thought I was in need of a new winter coat, but having dug my old one out of the cupboard, it is like new! I don’t need to buy a new one at all!

I do still seem to have spent a lot of money though and I’m not really sure how? I can’t even blame it on my expenses this week!

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: September 24th – 30th”