Money Diaries: September 10th – 16th

Formerlyskint.com - Money Diaries September 16th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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I seem to remember, only very recently, talking about how content I was and how things had slowed down a bit after a pretty hectic summer…

That changed pretty quickly!

I’m sad to report that a close friend and colleague of mine passed away suddenly last week. This has come as a total shock to all of us, he was a fit & healthy 38 year old who offered his girlfriend a morning coffee in bed and never came back.

 

As well as the obvious grief which has taken over, I worked particularly closely with him, so have had to pick up a lot of his workload to get us by.

 

I had booked a trip home to Ireland a couple of weeks ago to celebrate my Grandmothers birthday, but after hearing the news, I was undecided on going. I decided last minute that there was no point in sitting around and hopped on the flight with scant regard for what I had actually packed for 5 days away from home.  

I had a great weekend full of celebrations with friends and family, and in the process, managed to spend surprisingly little (except for having to buy some emergency clothes!)

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: September 10th – 16th”

Money Diaries: August 19th – 26th

formerlyskint.com - Money Diaries August 26th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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This has been a week full of “spring” (Autumn?) cleaning and visiting friends! I’ve managed to get rid of 2 full bags of clothes/shoes/coats and have even taken them to the charity shop already. This is my biggest accomplishment! I am pretty good at doing the clear out bit, but usually I end up with several bags of clothes stacked by my front door for weeks on end!

I also took the weekend to visit some friends in the Lake District, which is one of my favourite places on earth! I don’t get to see my friends here as often as I would like to, but when we do get to catch up, it’s like we were never apart. I first met them when I was in university and we lived next door. The 3 of us were pretty much inseparable for the next 3 years! Unfortunately, life got in the way and they both ended up moving to the Lakes for work.

A wonderful weekend was had by all, we checked out a local band and braved the Cumbrian weather for a hike up a mountain which I cannot remember the name of…

They are also currently saving for their wedding, which meant everyone was chasing a cheap and cheerful time. We banded together and cooked up a storm on Friday night, which provided lots and lots of leftovers for our hungover Saturday mountain climb!

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: August 19th – 26th”

Money Diaries: August 13th – 19th

Formerlyskint.com - Money Diaries August 19th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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When I was in primary school, my teacher banned us from using the word “nice” to describe anything in our work. I have been trying to think of a different word to use in its place to describe my week, but I really can’t.

I’m sorry, Mrs McGuinness, but my week was really very nice.

 

I have been more content with myself than I have in some time, I’ve wrapped up two big projects at work, which have been in the works since the beginning of the year. These had been particularly stressing me out after being ill last week and not feeling up to getting much work done.

My company is buying over another smaller company and I have been working behind the scenes on new structures and procedures as we will be branching into a couple of geographical areas which we don’t currently operate in.

It’s all been very exciting and finally, the cat is out of the bag and it’s all hands on deck!

 

Aside from that, I’ve had a visit from my friend with her newborn baby, who is just the tiniest cutest most squidgy wee thing I have ever seen and I think I’m in love! I’m not usually the broody type, maybe it’s the thought of my 30th birthday looming over me!

I also had a full weekend off work, so myself & OH went to a gig. It was kind of cheating as it was a gig run by my company, but that meant we had free tickets, free accommodation on site (it was a 2 hour drive from home) and access to the backstage catering and drinks.

Lots of great free entertainment this week, but I’ve still managed to do my fair share of spending…

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: August 13th – 19th”

Money Diaries: August 6th – 12th

Formerlyskint.com - Money Diaries August 12th - Inspired by Refinery29

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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It’s been a very uneventful week all round, I came down with flu midweek and spent several days in bed unable to lift my head from the pillow. I’ve barely left my flat and didn’t even get dressed for 3 days in a row.

You know when you’re in work and you think you would love a sick day to lie around and do nothing? Then when you actually have a sick day, believe it or not, you’re too sick to enjoy it and would do anything to feel better and be in work?! Yeah, that.

 

On the plus side, I did finish a book I’ve been meaning to get around to, I love reading but I find that when I am really busy I get it in my head that I don’t have time. There is always time to read a few pages of a book before bed! I’ve now re-acquainted myself with Marian Keyes, one of my favourite Irish authors. 

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: August 6th – 12th”

Money Diaries: July 30th – August 5th

Formerlyskint.com - Money Diaries August 5th - Inspired by Refinery29

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

(*Input data)

 

This week, I’ve been mostly trying to just settle down and get myself back to normal after having been away from home for so long. It’s been fairly dull by all accounts, I’ve thrown myself head first back into work and spent a lot of time catching up on all of the blogs I’ve missed while I was away.

I’ve been enjoying getting back into the swing of blogging and having a little break, regardless of through choice or not, has definitely got my creative juices flowing! I’ve got tonnes of ideas for various blogs jotted down and approximately 428 half drafted posts waiting to be finished.

Now i just need to extra hours in my day to turn this all into something someone may actually want to read…  

Despite what was actually a pretty quiet week, I’ve still managed to spend a fair chunk of money. The first week of the month is always expensive with lots of bill payments, but I can’t use that as an excuse, I’ve overspent! I’ve well overspent!

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: July 30th – August 5th”