Money Diaries: July 2nd – 8th

Formerlyskint.com - Money Diaries July 8th - Inspired by Refinery29

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

(*Input data)

I’m baaack!

After giving myself a sneaky week off from being an adult, including looking at my laptop and therefore, blogging, I am back and raring to go! I’ve got two Money Diaries posts coming this week, so I’m not short changing you for missing last week while I was off enjoying myself.

 

This week was mostly spent preparing myself for taking a week off work, wrapping up some projects and packing an unnecessary amount of my belonging into my new suitcase. It just so happens to be the size of a small country, so I feel I need to fill all the space!

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: July 2nd – 8th”

Money Diaries: May 21st – 27th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

(*Input data)

 

Is there any nicer feeling than having 2 full weeks out of the office?

Is there any worse feeling than returning to the office after having been off for 2 full weeks?

 

That’s pretty much been the last few days for me.

After being on holidays and then heading straight on to site for an event, I’ve just about managed to catch up again with emails/phone calls/paperwork/meetings/all the things you forget are even a part of your job.

 

While I had a couple of days working from home at the start of the week to ease myself back in gently, the end of the week was pretty manic with 2 of our company directors in town for meetings. They both usually stay in my apartment when they are in this part of the country, which is ace for several reasons…not only do they tend to treat me to dinner out, but I also get paid extra from work for hosting, which is a great rule they brought in a couple of years ago after realising how much they were able to save on hotels by just utilising my spare room!

 

This isn’t as weird as it sounds, they are actually friends of mine as well as being my bosses, I have worked with both of them in various roles and other companies before they brought me in to my current position.

 

Weekly Spending Review: The Breakdown:

Continue reading “Money Diaries: May 21st – 27th”

Money Diaries: May 14th – 20th

Formerlyskint.com - Money Diaries May 20th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

(*Input data)

 

At the end of last week’s Money Diaries post, I was left with two outcomes for the week ahead: I was either going to spend a complete fortune, or not spend a penny while working away from home. I’m pleased to say I managed to spend very little when I finished up on holidays and made my way to a sunny field to kick off festival season!

 

I love working on outdoor events, especially when we get the beautiful weather we have done over the past few weeks. There’s always something different going on and absolutely no two days are ever the same!

This week, however, has been a little bit bittersweet. While I don’t generally discuss anything on this blog that doesn’t affect my finances in some way or another, I just don’t think I can write a blog about my week without mentioning this.

 

For any of my friends across the pond who may not be aware, today is the first anniversary of the Manchester Arena bombing which killed 22 people following an Ariana Grande concert.

I learned of the news when I was woken by a panicked phonecall from my Mam early the next morning, checking that I was ok.

I was in no way involved in this event, but it really hit home with me for several reasons. As well as the venue not being very far from where I live, it’s one I have worked in on several occasions in the past. It could have been any venue, it could have been my venue.

The music industry is a small one, and many of the event crew and security staff working at the arena that night were colleagues of mine. It was some of these colleagues who I have spent the last 5 days with. Working on a large concert. It could have been any concert.

 

No one should ever be afraid to do the things they love, be that going to a concert, travelling somewhere new, or simply doing our job. We will not let this win.

 

I’ll never really be able to find the words to convey how I feel about the situation, or the emotions that are stirred up as I watch the memorial service on the news. So I’ll get back to what you came for, back to the money!

 

Weekly Spending Review: The Breakdown:

Continue reading “Money Diaries: May 14th – 20th”

Money Diaries: May 7th – 13th

Formerlyskint.com - Holiday Money Diaries May 13th - Inspired By Refinery29

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

(*Input data)

 

Not just one day late, but TWO days late with this weeks Money Diaries!

I’m currently on my holidays and have had a wonderful 5 days (mostly) internet and phone free. My intentions had been to get an hour or so of work in each morning but once I arrived at our beautiful little cottage by the beach, my mind was changed almost immediately. I’ve really enjoyed getting offline and just being able to forget about work for a few days.

 

Anyway, if you remember from last week, I have been holidaying with OH and his family for a few days in South Wales to celebrate basically every occasion one can celebrate (several big birthdays and an engagement!) The beaches are beautiful, the walking routes are never ending, and there are plenty of pub stops along the way. Just how I like it! And although I know we are a little bit early in the year and are still out of “holiday season”, I’m still really shocked by how quiet everything is. We have more or less had the beaches to ourselves.

OH has been pretty great this week and has picked up the tab for most of our expenses, I think he feels bad having “dragged” me on a family holiday, but I’ve really enjoyed myself! There is, however, a good chance this will mean that come the end of the month, I’m picking up more while he awaits payday!

 

Weekly Spending Review: The Breakdown:

Continue reading “Money Diaries: May 7th – 13th”

Money Diary: 19th February – 25th February

Money Diaries Feb 25th - UK Personal Finance blogger tracking my weekly and monthly budget

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series (so far) of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements, a weekly budget worksheet and a monthly budget worksheet and I am ready to rock!*

(*Input data)

 

This weeks Money Diary is coming a little bit later than usual, I’ve had a super busy week/weekend! On Thursday after work, I flew home to Ireland for a weekend with family. My day is always jam packed when I go to Ireland, as I have a big family to see, and there is always something going on! This weekend was both my best friend and her partners birthdays. We were fairly tame, and headed out on Saturday afternoon to watch the Rugby and have a few drinks.

I also managed to squeeze in a bit of car shopping, a family friend owns a used car lot, and I much prefer to buy, or at least get a bit of advice, from someone i know when it comes to this kind of thing. I test drive a couple and have pretty much decided on what I want. So at least I now have more of an idea on how much I need to save over the next few months!

After all of this, I had expected to be horrified when I totalled up my spending, but to be honest, I’m really quite ok with how it worked out!

 

The Breakdown:

Continue reading “Money Diary: 19th February – 25th February”