Money Diaries: 12th – 18th March

FormerlySkint.com - Money Diaries March 18th

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements and a monthly budget spreadsheet and I am ready to rock!*

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I can’t actually believe I’m here, I’ve survived, I’m on the other side of a weekend that more or less killed me off with excitement, St Patrick’s Day AND the Most Anticipated 6 Nations Match to Date. All in one go!

In fairness, aside from this, I’ve had a very dull week. Lots of working from home, which always drives me a bit mad. When I spend all day in the house, by around 7pm I am bouncing off the walls like a puppy that needs walked. So this has been a lot of my evenings, walking around the park near my house, or by the promenade on the less wet evenings. I am old before my time!

I have been, quite frankly, dreading looking at my spending. I feel like I have spent a lot more than I actually did, some impromptu flights booked and a long day of celebrations on Saturday made it seem like I was just throwing money out the window essentially.

 

Weekly Spending Review – The Breakdown:

Continue reading “Money Diaries: 12th – 18th March”

Money Diary: 19th February – 25th February

Money Diaries Feb 25th - UK Personal Finance blogger tracking my weekly and monthly budget

Throughout 2018, I will be tracking every last penny I spend, and sharing it here weekly. I’m a (late) twenty-something lady, living in the North of England with my Other Half, commonly referred to as OH. I travel regularly for work, and often spend more time on the motorway than in my own home, which can often account for my fluctuating Car Expenses and entirely random Grocery costs!  By the end of the year, I’m hoping to have a better overview of where my money goes to each month, and have a realistic retirement savings plan in place (as well as the many other savings plans I have in my head, but you can read more about that here). You can also read the full series (so far) of my money diaries here. I’ve built myself a personal money tracker spreadsheet, I am armed with my bank statements, a weekly budget worksheet and a monthly budget worksheet and I am ready to rock!*

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This weeks Money Diary is coming a little bit later than usual, I’ve had a super busy week/weekend! On Thursday after work, I flew home to Ireland for a weekend with family. My day is always jam packed when I go to Ireland, as I have a big family to see, and there is always something going on! This weekend was both my best friend and her partners birthdays. We were fairly tame, and headed out on Saturday afternoon to watch the Rugby and have a few drinks.

I also managed to squeeze in a bit of car shopping, a family friend owns a used car lot, and I much prefer to buy, or at least get a bit of advice, from someone i know when it comes to this kind of thing. I test drive a couple and have pretty much decided on what I want. So at least I now have more of an idea on how much I need to save over the next few months!

After all of this, I had expected to be horrified when I totalled up my spending, but to be honest, I’m really quite ok with how it worked out!

 

The Breakdown:

Continue reading “Money Diary: 19th February – 25th February”